Adjusting Life Expectancy Strategies
Intro Social Security strategies have changed significantly in the past decade. Although Social Security does not make choices regarding age, income, or location when calculating an individual’s retirement needs, it does give people options in how and where they receive their benefits. Social Security provides many important services that help protect Americans from financial […]
What is Permanent Life Insurance?
INTRO Life insurance is basically a contract between an insurer and an insured individual, in which the insurer promises to pay out a designated beneficiary an amount of money upon the demise of an insured individual. Depending on the contract, such events as critical illness or terminal illness may also trigger additional payments. The contract […]
Tax Planning: What is It?
Intro Tax preparation can be a very complex task. Many times we don’t even know what we owe the authorities, let alone how much we should pay. While tax planning can save us money in the long term by planning for the tax season ahead of time, it’s also important to take into account the […]
Types Of Medicare Supplement Insurance Plans
Intro Medicare is an international health insurance program in the US, started in 1965 with the Social Security Act and subsequently administered by the Centers for Medicare & Medicaid Services. It provides full coverage of medical expenses incurred by senior citizens, disabled persons and people aged 65 or above. Medicare Supplement Insurance Plans covers additional […]
Long Term Care Health Care Assistance
Intro Long term care insurance is one type of insurance that is necessary, regardless of your age. Long term care insurance helps to take care of you in the future after you are no longer capable of taking care of yourself. In other words, long term care insurance protects your future from an illness. It […]
Tips For Your Estate and Your Legacy Planning
Intro When it comes to planning out your passing, one of the most important steps is definitely Legacy planning. Essentially, this is the act of deciding exactly how you would want your valuable assets to bequeathed to your family following you death. In essence, it is just like “estate planning” but you also can pass […]
